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5 C's of credit

The five key elements a borrower should have to obtain credit: character (integrity), capacity (sufficient cash flow to service the obligation), capital (net worth), collateral (assets to secure the debt), and conditions (of the borrower and the overall economy).

Related information about 5 C's of credit:
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    The 5 C's of Credit or. How Do Lenders Evaluate the Borrower? 1. Capacity: The most critical. How exactly do the borrower(s) intend to repay the loan?
     
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