A ratio used to gauge an insurance company's financial strength by measuring how heavily it is leveraged by liabilities. While a low ratio may indicate financial stability, it can also indicate slow growth and insufficient loss reserves.
Related information about premium to surplus ratio:
- Glossary | The Doctors Company
 Premium-to-surplus Ratio (P/S) The ratio of net written premium to surplus. This   ratio reflects a company's financial strength and future solvency. The ratio should ...
 
- Premium To Surplus Ratio
 PREMIUM TO SURPLUS RATIO. This ratio is designed to measure the ability of   the insurer to absorb above-average losses and the insurer's financial strength.
 
- Glossary of Insurance Terms
 Premium to Surplus Ratio - This ratio is designed to measure the ability of the   insurer to absorb above-average losses and the insurer's financial strength.
 
- Premium-To-Surplus Ratio: Definition from Answers.com
 Premium-To-Surplus Ratio Ratio commonly used by the property and casualty   insurance industry as a measure of financial strength or to indicate to what.
 
- What is premium to surplus ratio? definition and meaning
 Definition of premium to surplus ratio: A ratio used to gauge an insurance   company's financial strength by measuring how heavily it is leveraged by   liabilities.
 
- How P/C Insurance Industry Fared Financially in 2010
 Apr 20, 2011 ... The premium-to-surplus ratio as of December 31, 2010, was 0.76 — less than it   was any year from 1959 to 2009 and only about half the 1.49 ...
 
- Premium to Surplus Ratio - Insurance Glossary
 This ratio is designed to measure the ability of the insurer to absorb above-  average losses and the insurer's financial strength. The ratio is computed by   dividing ...
 
- TRACS - Towers Watson
 Adequacy of Limits/Availability of Reinsurance. 9. Financial Performance. 10.   Premium-to-Surplus Ratio. 10. Reserves-to-Surplus Ratio. 10. Risk Retention   Ratio ...